Citi credit card setup not working reddit The problem is, Citi will NOT combine my limits to one card and let me cancel the other one. If you get a Citi bank account, keep your credit cards and bank account separate (two logins). And just cut up my Citi card as do not plan use it or their services EVER AGAIN They are safer than using debit cards or checks because of the monetary protections offered by the credit card banks over your other banking methods. I let them know that I do have 2 other cards, one with Amazon and one with Wells Fargo. Perks include credit for a couple subscriptions including Spotify and Netflix, airport lounge access via LoungeKey, and 3% earn for spend. Current cards: Citi Double Cash - $2000 And, if my setup here contained more non-Visas, I would also list the Curve card for the automatic diversion of spending to the correct card based on configurable rules, but they don't support Visas and honestly this setup is pretty straightforward and easy to figure out what card to use where, so it doesn't add the same value here as it does So I saw some people in a different subreddit commenting about how some credit cards come with three extra "one-time use" credit card numbers so that if you want to order something from a sketchy website, you can do so without the danger of getting your real card number stolen. Firstly, after I installed the app and create an account it locked me out for no reason. Customer service is also a factor in my narrowed down collection. ;) And I’m happy with a calcualted spending return of 2. Such as the Cap1 Venture (X) + SavorOne for a 2 card setup, 2x and 3x Citi Premier + double cash + custom cash for a 3 card setup. So I set up autopay for my Citicard in January. I set it to pay my full balance on the 1st of the month (payments are actually due on the 6th). Also another 2% everything card that I opened for a $500 no spend bonus at a different credit Union. US Bank Cash+ - 5% fast food, 5% fitness clubs. Customer service reputation isn’t stellar (typical things like long hold times, inconsistent competence, etc. They asked me if they could know the last 8 digits of my credit card number. There are many other good companies to open credit cards with that will not scam you and you will not have to pay them extra money that you have already paid by closing your balance. Which I was expecting, given my limited credit history. It’s obviously not going to be a great daily driver for most who are trying pursue cashback/rewards. Bought a tv almost 2 years ago. Also; after having had a Citi American Airlines card I’ll never ever hold a Citi card again (or do anything else with Citi). This is basically my restaurant card. Like when I removed my Citi bank account — even though I opened it after all my credit cards — it deactivated my entire Citi account and I had to get on the phone with a representative for two hours to unlink all my cards from that Citi ID, open a new one, link all of those together to the new account, verify the account, be transferred to I currently only have 2 Citi cards: The Custom Cash (credit card) and an ATM type of a card that came with my savings account. - Merg Does anyone's Citibank card transactions alerts actually work? I don't get alerts even though I've got it setup to alert me six ways to Sunday (text,push, email) (card not present, above $0. 2x, 3x, 5x Amex blue business plus + Amex gold for a 2 card setup. There reason to close my account “was too many recent inquiries for credit. Above purchases of a couple of dollars, you'd get more cash back with pretty much any other decent cash back card. This is why I took the credit hit and closed my first accounts. From personal experience, there's a much higher chance you will be approved for either Citi card if you wait until your first two cards are a year old. They work internationally sometimes without fees better than converting cash usually. Having said that, it works well as a supplement to other Citi cards. I have spent 30min on the phone 6 times in the last 2 months recognizing transactions I did make, in order to get my card unlocked again. I recently got the Crypto. Reply reply Bbruestle. The new card appeard in Mint and everything was working fine for a few weeks. Feel free to ask questions, provide community support, and post informative links and howto's! Citi VAN v2. The Custom Cash cards don’t work for higher spenders as there is a $500 monthly cap on 5%. These are sock drawered. How is it that no one at Citibank CS help me log in to my accounts after verifying my credit cards online? I was sent in a loop that my account was reset and then in a loop to keep entering my CC information. I set up every credit card, insurance, cell phone, utility, mortgage, and pretty much any other recurring bill that has the feature to pay with autopay on the due date. And one observation: on Google's web site, they said Citi cards are supported for Costco consumers, but not small businesses. ⬇️See More Menu for FAQs and pinned posts. It also makes the BCP a much less interesting option for those who can’t also take much advantage of the 6% streaming category. My card is already set up and registered, as I can view the details through the browser and Bestbuy app, but Citibank will not let me log in through the app at all. So yeah, if you want to use the card to get the statement credit toward a flight you want to book *right now,* don't chance it. I've been a Citi credit card customer for 23 years. No issues using it either via Apple Pay or the physical The card also did not show up on my Citi account when I logged in, and I could not get it linked. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. If they did, I would cancel the CP and transfer the limit to my CCC. This card has become my primary non category spend. Discover It - 02/2022. I think I’ve had two or three instances of having to interact with any credit card CS in nearly 11 years of using credit cards. However, I recently had a minor merchant dispute and that customer service was US based and very helpful. ). Citi credit card most definitely works for me in Simplifi. Waited until the next day. It's not super urgent because I don't use tap to pay for my Citi card very often. But citi bank card still shows a very small balance for the tv that stop working. The two branches don't really work well together and you can get locked out easily, requiring the debit card to fix it. Now whenever I attempt to reconnect the account I get the following error: "Your new Citi® credit card registration process is incomplete. 2. Edit: Other than mortgage, largest expenses for both work and personal are hotel, airfare, grocery, other work expenses. CitiDouble Cash as my everyday 2% card (may switch to the Fidelity card later this year after my work 401K migrates to them) Custom Cash as my grocery store card (will sometimes switch this to gas based on what the other 5% cards are for the quarter in question) Freedom Flexes as my restaurant/fast food card PayPal card for any spending via PayPal. Gift cards are not a good substitute for cash. Plus, the citi rep i chatted suggested that a single VAN can be used with multiple vendors!!! WTF!? I started a reddit post looking for review and feedback of Citi VAN v2. Sep 26, 2023 · I was having the same problem connecting my Citi credit card, even though I initially did not have MFA setup. “Eat unhealthy then work out” card. My main cards are my Chase cards which I have added already. Members Online Nakakaubos kayo ng pasensya BDO Trying to add my Costco card (Citi) doesn't seem to work either. Please proceed to Citibank Online to complete the They said that could be issue. I wish I had some words of wisdom, but I don't remember the setup being out of the ordinary. In any credit card setup those are captured in the first 1-3 cards. I would like to use this card to help build my credit score. Already activated and I've been using it for weeks now, even after I found out this problem. After choosing that, a different prompt appeared and viola, it went through and now Mint shows how much debt I'm in. Exactly the same for me, Google Wallet is not an option in the Citi app. Simple 2% card. I've tried text, having the verification system call me, nothing is working. 875% vs 2%, better selection of 5% categories although the face value is better, better hotel credit which offsets $50 worth of redemptions. I'm hoping for a movement to get Citi to restore some older Citi often gives very low credit limits on the double cash, which can limit the utility of the card. Citi Costco card - this is a nice card but I have cards that are better at each individual category, and the once-a-year redemption annoys me. 25X is useless. Inquiries/New Accounts: Inquiries (6 months): 0. 3% on the card. It doesn't send alerts when I make the transaction, or when it post. But as part of a multi-card setup, it’s a tremendous option. When you have 15 credit cards each with specific purposes we're not talking about big categories like dining, groceries, gas, travel, etc. The due date is fine. There are better options for a travel set up, but for strictly cash back Bank of America has the best set up. It’s not a Citi credit card company-it’s a SCAM company! Stay away from them. I set up autopay to pay the statement balance on the due date. For Filipinos interested in stocks, bonds, mutual funds, ETFs, forex, crypto, banking, business, insurance, and any other topic related to investing money, making money, or growing money in the Philippines. I've tried putting in my card info there and nothing works. Pathfinder does have an AF unless you qualify by opening a bank account or something, but even at no AF I wouldn't get it because it doesn't have a good cash back option. Credit Stats: Cards: CU - 08/2021. Their technology sucks, and their front end customer support is typically inept and not US based. Citi can sometimes be sensitive with inquiries within the past 12 months, and typically they like to see some (at least a year) credit history. Citi has a huge problem for me: Citi is ridiculously sensitive to fraud and its burdensome. I have used autopay exclusively for the last 20+ years. I have used the PayPal cashback Mastercard over 1 year. A subreddit for everything about credit cards in the Philippines. ” Not even American Express, Discover, Barclays, or sofi close my accounts. Sometimes Citi BS can work to your favor, but usually it is an annoyance. Here's what I did: On the Citi site, enabled MFA. Note that cashback gets sent to your PayPal account and not to your credit card balance. I don't know if it's Citi or my phone or what. The only Push Notification I get is if I actually use Apple Pay on my phone when I use my Citibank credit card. Great ‘utility player’ in a multi-card setup. It can't be my custom cash card because I know I already activated it. Also when do you recommend I set up the payment date for? The due date is the 13th and I never carry a balance on my cards. I'm not really a fan of the design of the credit card page, which you have to open PayPal first. I did that and I am able to view my credit card account activity again. Best in cash back for fast food and fitness 3. Not best in cash back for dining, can get another Custom Cash for 5% restaurants. I do not fly a lot right now, mostly road trips but in the next few years I will find myself flying domestic maybe 2 times a year and international maybe once every two. I asked them why they would need to know that information, when my Citi account is not associated with any of those credit card numbers what so ever. Once I start traveling for work often, I might need a new dining card with no cap since that expense will skyrocket. I'd rather get a 2% flat rate cash card and not have to bother with points transfers at all. I'm saying OP has 12 more cards that will probably net them an extra $150 a year total. I haven’t had such extensive problems, but I never received the verification codes via text (despite numerous attempts) when I tried to set up my online account and, later, set up the card in Apple Pay. I use another card most of the time and only have a couple recurring charges on the citi card in order to maintain the line of credit. 01 cent, etc). A subreddit for discussing credit cards. So frustrating. Can redeem anytime, balance updated after statements. They randomly do soft pulls every 3 months and one day I woke up from emails shutting down my Citi double cash card, Citi AA card, Macys Amex card, Bloomingdales Amex, and Best Buy visa. Let's limit the total number of active cards to ~5. I know this post is asking about "two credit cards", but this one is technically not a credit card. Question everyone. 0 TOTALLY sucks ass. 2x, 4x Maximizing Chase points will be more painful however. Jan 18, 2024 · I already have 2FA disabled since Simplifi did not support 2FA with Citi when I set up the connection a few months ago. So I only need to check my bank account once a day or two after the payment date to make sure everything got paid as expected. US Bank Altitude Go - 4% dining. But I can live with 4% for now 4. com Jade Green debit card. If you're on "team travel," the Citi quadfecta doesn't have a high-end card that grants the most important perks like TSA precheck and lounge access - even BOA has this. New Accounts (6 months): 0. Unless many of your purchases are in the range of $1 or $2, it's not great as a primary card. I love CCC because I get 5% back on my most spent category (which I use for gas). I would not bank with them, but their credit cards are Now even that is not working. I have several American Airlines Citi Cards, and Double Cash Cards and other Citi-issued store cards. FICO: TransUnion: 751. It eventually started working. My Citi (Costco) card is linked and correctly pulling in transactions but if I try to use the new connection method, the code I get from Citi doesn't work. VentureOne at 1. However, it's because the cards earn a higher percentage back depending on your assets with BoA/Merrill Lynch. EDIT: I will continue to bank with a institution that's not listed here, I simply want a credit card set up with on bank. Ex. I have two cards-Citi Professional and Citi Custom Cash. On Citi's web site, it is the exact opposite. The amount of times it has failed in the last couple decades and many hundreds of payments is zero. I have OP's setup minus the Citi (and the Premium Rewards instead of Unlimited Cash) and since all the cards look different, it was easy to associate which card with the type of spend. The only time you have to use the Citi travel portal is for the hotel credit because the 3X travel multiplier applies whether or not you use the portal. Daily limit is absolutely useless. As a standalone ecosystem, Citi is in a weird spot. Bean Mastercard (which technically is a Citibank card), and a whole separate item appeared exclusive to that specific Citi card. This subreddit is for community discussion of Quicken money management application. That's what I do on all of our cards. ***** I got the dreaded card However, instead if picking Citibank Credit Card, I searched for my specific card, L. Then one day it stopped updating and when I re-enter my info I get a message "Your new Citibank credit card registration is not completed. It was one of the easier accounts to set up. Update: I still haven’t received the “letter in the mail” (YES, over 150 days and still no letter!) I decided to use Capital One as my primary credit card. 625x and 2. Haven't had any issues with synchrony. I was not immediately approved as some have been. Also have 2 credit cards from LMCU that I opened when I was 22 and were my first credit cards. Last night I applied for the Citi Premier. 0, I would appreciate if you can contribute. I have an existing Citi credit card, and just recently got a new one. I aligned my credit cards to the same due date (except Capital One with their weird payment cycle), and have autopay set up on every account a few days before the due date. Original post: For this discussion, let's consider the following (very general) scenario for some credit card user: The user is fine with using multiple credit cards to maximize rewards (cash back/points/miles) from their typical daily spending, but doesn't want dozens of cards to manage. On the CIti site, disabled MFA. L. Might become a travel card again though for the times I don't need the Venture X's protection, though I'm not sure Citi would be much better than PenFed for support. If I use my watch (Google Pay), WalMart Pay (linked to the card), or use the card directly, I do not get the Push Notifications anymore. I was able to use a combination of email and phone verification to get these things done, though. Citi sucks. If you compare directly to the CFU, CFF and CSP each of the citi cards seem better/comparable 1 vs 1, 1. It has useful rotating categories to go with the Citi trifecta, and has good travel protections. You can use Premier to transfer points to an airline and a Chase card to book the flight. 625% cash back rates after accounting the Preferred Rewards credit card boost). Chase let’s me do this with no A subreddit for discussing credit cards. So they suggested I can request to delete username associated with credit card and create new login. A week before my extended warranty was over, i got a creditfor the value of the tv (tv panel stopped working) via credit to the store for another tv. Red card for online, co-branded card for dining, black card for non-category spend, (in OP's case) blue/not BOA card for dining, etc. It's my primary card for spending and the syncing has worked flawlessly. Phone service to multiple different phone numbers was useless as well. [Citi Visa Credit Card] Wondering if I just have bad luck or others have experienced this. It wasn't this bad before(pre-2022), even if questionable support. Long story short. Doublecash and Aadvantage products. Sidenote: now my Citi Saving username is linked to my credit card whereas before it was totally separate. No annual fee setup, only downside would be foreign transaction fee but you can get the Travel Rewards card if you are into traveling abroad or pay the $95 annual fee for the Premium Rewards card (both which have the 2. If yes then delete the Citi bank connection (go to menu > manage connections) then add it again and you should be able to see and link both the checking and credit card. ptq ruiy pyjsi qzvoa wcaomm coun jotq cpjqy qyq wgqty